Thursday, September 2, 2010

Debt. Magnified.

Deep Breaths. Deep Breaths. 


I want to be truthful about our long long journey to Baller-dom. We're WAYYYY to far from that. Really far. Like. . . South East Asia far.

I initially ran these numbers after reading Dave Ramsey's Total Money Makeover about a month ago. I knew we were in debt - which is why I started reading that book. . but I didn't know it was THIS bad.

Numbers don't lie. We've had so many mess ups. . and that's why we're here. To clean up.

Ready for the numbers? It's ugly. As of today, 09/02/10 (90210 - lol)

Wednesday, September 1, 2010

The Budget.

There are many many websites that can explain budgetting better than I can. But I'd like to give my $0.02.
If there's one tool to make The PLAN work, it would be the budget. How would you know where your money is going?

Be the boss of your money, don't let your money boss you. During the past few months, I learned how to allocate my money on things that are important to me and my family. I do need to work on a few things. I'll get to those later.